Trade runs on promises.We hold the memory.
ReKoil is the settlement rail for Indian B2B trade. It gets your receivables settled on time
and protects your GST credit, through the WhatsApp your customers already use
and the Tally & Busy software you already run.
One screen beneath every invoice.
Your accountants keep working in Tally or Busy as they always have. ReKoil operates as the invisible settlement rail - synchronizing bilateral WhatsApp mediation, 340ms vernacular voice follow-ups, and pre-emptive 18% GST holds in real time.
Read-only ODBC sync on port 9000. Your accountants never leave their existing screens.
Native 2-button WhatsApp mediation. Buyers confirm or extend dates with zero friction.
Adaptive regional dialects across North, Maharashtra, and Gujarat manufacturing corridors.
Split-voucher escrow holds tax component until vendor reports in GSTR-1.
Two leaks. Neither makes a sound.
Indian businesses sell on credit, and credit is a promise. When a promise is late, cash is stuck. When a vendor does not report your invoice, tax credit is stuck. Both appear in your books weeks later, after the money has already moved.
Locked in overdue supplier accounts nationwide across tier-1 & tier-2 trade.
Average time taken to settle 30-day credit terms in Indian manufacturing supply chains.
Input Tax Credit blocked annually due to supplier late-filing or GSTR-2B mismatches.
Spent per finance team each week chasing invoices, sending PDFs, and reconciling statements.
Calculate your silent enterprise float
Working capital frozen between invoice date and delayed realization across Net-30 buyers.
Tax credit at risk of clawback due to vendor non-filing before GSTR-3B monthly deadlines.
Statutory 18% compound annual liability under MSMEDA Section 16 on overdue supplier balances.
Accelerated cash release via bilateral WhatsApp commitments and automated receipt sync.
The best software is the one nobody has to learn.
Your accountants keep working in Tally. Your counterparties answer in WhatsApp. ReKoil operates silently beneath the market as the invisible settlement rail.
Zero-Habit ERP Ingestion
A lightweight local connector syncs sales vouchers and payment receipts in the background via local XML. Your team creates invoices in TallyPrime, Busy, or Zoho Books exactly as they always have - zero workflow disruption.
Dynamic PSI Standing
Payment Standing Index (PSI). A mathematical reputation score derived from real settled invoices, not speculative credit scoring.
Autonomous Bolna AI Voice
Adaptive regional voice follow-up powered by Bolna AI across major industrial manufacturing corridors.
Two-Way Mediation Shield
Replaces aggressive collection calls with professional bilateral commercial negotiation.
Pre-Payout Tax Hold
Automatic split-voucher in Tally holds the 18% tax component until the vendor reports in GSTR-1.
The Journey of an Invoice
How a standard ₹4,82,000 credit transaction travels from Tally entry to verified settlement without broken promises or relationship damage.
Created & Synced
Invoice #1042 is issued in TallyPrime. The local read-only connector mirrors the ledger entry silently into the national settlement rail.
Credit without friction. Cash without conflict.
The quiet settlement rail between Indian enterprise ledgers.
Traditional collections rely on confrontation, damaging vendor-buyer goodwill. ReKoil operates as an automated bilateral settlement rail - resolving discrepancies before payment disputes ever arise.
Interactive GSTIN Lookup Sandbox
Every GSTIN is an anchor point in the national settlement graph. Query any 15-digit identifier to inspect verifiable payment history and GSTR filing consistency.
Apex Auto Ancillaries Pvt Ltd
The Competitor Graveyard Matrix
Why haven't legacy reminder apps, credit bureaus, or tax filing portals solved this? Institutional clarity on why ReKoil wins.
| Architectural Dimension | Legacy Reminder Apps (e.g., CredFlow) | Legacy Trade Bureaus (e.g., Recordent) | Legacy Tax Portals (e.g., ClearTax) | ReKoil Settlement Platform |
|---|---|---|---|---|
| Core Mechanism | Passive WhatsApp & SMS spam notifications | Unilateral defaulter blacklisting & legal threats | End-of-month GSTR-2B post-mortem audit | Autonomous Vernacular Voice + WhatsApp Mediation + Pre-Payout GST Hold |
| Commercial Relationship | Zero leverage; buyers ignore repetitive messages without friction | Destroys buyer-seller trust; introduces defamation liability risks | Cash is already disbursed before tax mismatch is discovered | Bilateral commercial negotiation with automated reconciliation |
| Counterparty Friction | Static text messages with zero interactive response pathways | Requires cumbersome portal registration to dispute or respond | Clunky email threads and manual spreadsheet reconciliation | Zero App Downloads (2-Button WhatsApp + 340ms Bolna AI Voice Mediation) |
| GST ITC Protection | None (zero integration with GSTN or tax filing status) | None (credit reporting only, no transaction holds) | Passive reporting only (discrepancy found after funds leave bank) | Actionable 18% Split-Voucher Escrow Hold in Tally/ERP |
| Unit Economics Target | ₹4,000/yr micro-SMB commoditized tool (high churn) | Low-margin transactional credit report queries | High-cost enterprise manual consulting retainers | ₹1.5L - ₹3L/yr Mid-Market Platform Subscription + Verified Settlement Volume |
Security, Domestic Residency & Trust
Designed for institutional CFOs and enterprise CTOs who require domestic data residency, end-to-end encryption, and audited DPDP compliance.
Cryptographically Encrypted
All ERP ledger records, invoice attachments, and WhatsApp payloads are encrypted in transit and at rest using dedicated KMS customer-managed keys.
100% India Data Residency
Full compliance with the Digital Personal Data Protection (DPDP) Act 2023 and RBI payment localization mandates. Zero foreign routing.
Immutable Audit Ledger
Every automated WhatsApp dispatch, voice call recording, extension approval, and GST split-voucher is logged to a tamper-evident audit ledger.
Consent-Led & Zero Defamation
Your finance leaders retain 100% control. Every split-voucher hold and payment agreement requires dual verification. Zero public debtor shaming.
See what your ledger is hiding.
Upload last month's purchase register and receivables ageing. In 48 hours, our audit engine isolates every rupee of credit at risk and cash waiting in the dark.